themortgagepeople

The people who help you to find your ideal mortgage.

Whether you're remortgaging, moving, buying your first home or releasing money from your property — we can help

£

Free, no obligation. Takes about 2 minutes.

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As advertised on

  • BBC
  • The Times
  • Financial Times
  • Mail Online
  • Daily Express
  • Daily Mirror
  • Metro
  • The Sun
  • OK! Magazine
  • This is Money
  • BBC
  • The Times
  • Financial Times
  • Mail Online
  • Daily Express
  • Daily Mirror
  • Metro
  • The Sun
  • OK! Magazine
  • This is Money

What are you looking to do?

Pick the one that sounds most like you and we'll take it from there.

A man smiling at his phone outside his home

Remortgage

Your deal is ending, or you want a better rate.

A family carrying moving boxes into their new home

Move home

Port your mortgage or start fresh with a new one.

A young couple holding the keys outside their first house

Buy my first home

See what you could borrow and what it costs monthly.

A woman smiling at her phone in her kitchen

Take money out

Release equity for renovations, debt or big plans.

Repayment calculator

An estimate only. Your actual payments depend on the lender and product.

Monthly repayment

£556

Total repaid

£166,750

Total interest repaid

£66,750

How we can help

Three ways we help. No jargon, no obligation, and always free to start.

Remortgage

Switch to a new lender or a new deal with your current one — often the quickest way to cut your monthly payment.

  • Rate comparison across lenders
  • Fee-free options available
  • Fixed or tracker

Purchase mortgage

For home movers buying their next property or indeed a second home. We can help to compare your options and find out what purchase mortgages you qualify for.

  • Agreement in principle
  • Mover and porting advice
  • Chain-friendly timelines

First time buyer

Buying your first home. We explain deposits, monthly costs and the schemes that could help you get there sooner.

  • Deposit and affordability check
  • First-time buyer schemes
  • Step-by-step guidance

Secured loans

A second-charge loan against your property when leaving your current mortgage isn't the right move.

  • Keep your existing rate
  • Raise funds for any purpose
  • Adverse credit considered
A couple looking at mortgage options together on a phone in their kitchen

Buy to let

Mortgages for landlords, from a first rental property to growing an existing portfolio.

  • Rental income assessment
  • Limited company options
  • Portfolio landlords welcome

Any fees payable will be explained in your initial no-obligation appointment, before you choose whether to use our Mortgage Services.

Think carefully before securing other debts against your home.
Your home or property may be repossessed if you do not keep up repayments on your mortgage.
You may have to pay an early repayment charge to your existing lender if you remortgage.

The mortgage check

Find your mortgage online.

No pushy calls, available whenever suits you and all done online at your own pace. Tell us about your situation, we show you the options. Then you decide how to proceed.

What are you looking to do?
A woman in a coffee shop checking her mortgage options on her phone

Not sure where to start? That's normal.

Give us a few details and a qualified adviser will talk you through your options — free, with no obligation to go ahead.